1. The instability of some countries to pay back the money borrowed.
  2. Some of the member nations have no say in the organization’s funds activities.
  3. It also has the problem of liquidity
  4. The voting rights of the organization are controlled by the developed nations as against the developing countries who are placed at a greater disadvantage.
  5. The stringent conditionality, which must be met before loans can be granted, is also a problem.

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